Are Your Spending Habits Keeping You Broke? Did you know that you can make money out of thin air? You can, you know. You just have to open your eyes and gain a little bit of wisdom on how money flows in our economy.

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It just involves you making a decision to come up with the money and taking action. If you live in the United States, I can almost guarantee you that you are nowhere NEAR broke according to world standards. You have chosen, at least up to this moment, to spend what money you have had on things instead of investments.

Here are some simple ways that almost everyone can make money out of thin air if it is important enough to you. Notice I said IF it is important to you. You either find a way or an excuse. There is no try. One of the easiest ways that I know of to make money out of thin air if you are currently working a J-O-B stands for Just Over Broke is to give yourself a pay raise or two.

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Give yourself a pay raise. Go to your HR department or to your online HR portal and change the number of withholding allowances on your W If you got a refund last year, you need to immediately reduce the amount of money the government is taking from your check. Why are you letting them borrow your money interest-free?

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Your individual pay raise may be lower or higher. No guarantees are being made here. You do know that getting that refund is just getting back your own money, right?

You can now move forward with pursuing your dreams. Another other way to make money out of thin air so you can invest in yourself and a business is to reduce the amount you are contributing to your K. As great as it is to contribute to your retirement, building a business is actually a better way to secure your future in the long-run.

But promise yourself this: Quit sitting on the fence and just do it. Your email address will not be published. You may use these HTML tags and attributes: Currently you have JavaScript disabled. In order to post comments, please make sure JavaScript and Cookies are enabled, and reload the page. Click here for instructions on how to enable JavaScript in your browser.

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